COLORADO – In recent years, hailstorms have cost Coloradoans $3 billion in insured losses according to the Rocky Mountain Insurance Information Association.
In 2018, Colorado saw some severe weather with record damage and insurance claims.
State Farm recently released a report listing Colorado as the worst state for hail damage in the U.S. for 2018.
Allstate complied a list of the top ten counties in Colorado with the most hail/wind claims from last year:
- Adams
- El Paso
- Weld
- Boulder
- Arapahoe
- Jefferson
- Larimer
- Denver
- Douglas
- Broomfield
Jerame Gomez on Facebook asked for a map of counties in Colorado most likely to NOT experience hail. How about this 2015 map from the National Weather Service showing severe storm frequency in 2015.
Where you see green dots, that’s where hail hit in that year. And yes, it typically nails the same communities over and over again, with slight variations in frequency from year to year. CLICK HERE for full data
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The 2019 hail season is right around the corner for Colorado.
Follow these tips to protect yourself and your car during a hail storm:
- Pull cars and other vehicles into a garage or covered space
- If caught in hailstorm, find area where it’s safe to pull over and stop driving
- Stay in your car until hail completely stops
- Avoid the car’s windows and cover your eyes with something in case windows shatter
- If you can, get on floor face door or lay on your seat facing away from windows
- Protect small children from windows (with your body) and cover their eyes
Here are some tips to prepare your home and minimize hail damage:
- Have routine roof inspections done in spring and fall
- Invest in impact-resistant materials like asphalt shingles
- Protect windows with shutters
- Shelter your landscape. If storm is coming, bring patio furniture and outdoor equipment inside
It is important to understand the scope of your insurance coverage. Meet with your insurance agent to make sure you have the appropriate coverages for you and your family.
Allstate recommends conducting an insurance review with your agent at least once a year.